The (re)insurance industry is the backbone of the global economy around the world. We have worked with leading (re)insurers who provide insurance cover for commercial and industrial properties in all corners of the globe.
Over the years, we have worked with (re)insurers in different lines of business including property and casualty, construction and engineering, oil and gas, power and energy, among others.
Underwriters depend on us to help them understand the hazard exposure to a property, be it a commercial building, shopping centre, warehouse or complex petrochemical plant. We provide a clear identification of the hazard exposures along with an assessment of the risks based on analysis of management and control measures in place.
We analyse previous claims when providing our final assessment of the risks in place, reviewing the cause of any previous losses and evaluating what changes have been made following a loss. We also provide EML/PML estimates.
Claims handlers instruct us to investigate losses and identify the root cause and other contributing factors. We evaluate whether policy warranty issues have any bearing on the cause of the loss and the extent of the loss. We also help with quantum issues by working closely with loss adjusters to develop reinstatement options and to identify betterment and like kind & quality (Lk&Q).